What do you need for a Discover student card?
To qualify for a Discover student credit card, you must be at least 18 years old, enrolled in a two- or four-year college, a U.S. citizen and have a Social Security number. You will also need to have verifiable independent income, like a part-time job, and you may have to show proof of income.
Why did I get denied for a Discover student card?
Other reasons you could be denied for a Discover card
Insufficient income: Your income determines whether Discover will approve you for a credit card and the amount of your credit limit. … Recent accounts opened: Another risk factor that can make card issuers wary is when you’ve opened multiple new credit accounts.
Is it easy to get approved for Discover IT student card?
While the Discover it Student Card is fairly easy for students to get, approval is not guaranteed. Discover will look at a number of other factors with your application. It’s best if you don’t have too many recent credit inquiries. You shouldn’t have more than one other Discover card account.
Does Discover Card have a daily limit?
Is there a daily limit to the amount of money I can withdraw from an ATM with my debit card? Yes. The Discover ATM withdrawal limit is $510 per day. Some ATMs may have lower withdrawal limits, but you may complete multiple transactions until you meet the Discover withdrawal limit of $510 per day.
Can you overcharge a Discover Card?
You’ll need to ask your issuer if they allow over-limit purchases. If they do, you can ask them to opt you in, which will allow you to exceed your credit limit. If you don’t opt-in, you can’t be charged an over-limit fee.
Is there a daily spending limit on Discover Card?
Chase: $3,000 purchase limit on the Chase Debit Card. Discover Bank: Customers with at least one Discover Bank checking, savings or money market account open for at least 30 days have a daily combined point-of-sale limit per active debit card of the lesser of your available balance or $5,000.
Does Discover require proof of income?
American Express and Discover are the two main credit issuers who routinely request Form 4506-T to verify your income.